Galgal: Budget, Save, Spend

Galgal is a #1 Feel Good Banking app designed to help you squeeze the most out of your money. Galgal is the perfect addition to the ecosystem of the youth who wish to be financially independent. Join the community of money-smart individuals by signing up on Galgal.
Galgal means ‘lemon’. We celebrate the idea of lemons with our simple banking app because lemons are easy. That is exactly how we want your finances to be : joyously simple and utterly stress-free.

With Galgal you can apply for a zero balance prepaid card without linking a bank account in under 1 minute.
This is the best solution for your family pay ecosystem.

- Enter your registered mobile number
- Enter your email id (lemony will confirm its you)
- Complete your KYC online using PAN (because we ensure maximum security for your hard-earned money)
- Load money onto your Galgal account easily in app via your favorite UPI apps (Google Pay, Paytm, PhonePe, Freecharge, and IMPS)

Our app nudges you towards better budgeting. It is a payment app for teenagers that refocuses and improves monetary goals by
Classifying - Dynamic Budget Split feature classifies and distributes income
Animating - Round up your spare change with every purchase.
Simplifying - Meet your savings goals and create custom pitchers for your life goals instantly.
Analytics - See where every rupee goes with auto-spend categorisation. Get daily insights into your spending habits.
Galgal’s goal is simple. To make you triumphant in the battleground of digital savings, budgeting, and spending! (FTW, right?).

Why Galgal?
- Track Money Like A Pro (Cooler Than Spreadsheets - get your aesthetics right!)
Lemony starts hustlin’ as soon as money is credited to your account. The app splits the total amount into Pitchers and gives you a clear view of your money, expenses, savings and spendable (guilt-free) balance.

- Zero Balance Visa Prepaid Card
With your VISA Prepaid Card, you can enable/disable swipe, online & contactless payments. Whether you are a student or professional, prepaid cards work better for you than credit credits as they save you from overspending. Stay in control by locking your card in the app.

- Capturing Your Transaction Stories
Galgal is not a monotonous digital savings account.
We will flash you animated stories by asking your feelings on spending money. #healthypsychology

- Take The Guilt Out Of Your Money
We know! Sales can really control our minds. Our Guilt-free Balance is designed to give you an overview of how much you can spend so you can always stay on budget, without overspending. This will cover for all your indulgences.

- Build an emergency fund in a flash with industry-grade security
Exhausted with the dramatized twists in your spending trends? Galgal gets your essential expenses taken care of first. With Galgal you can set up a recurring payment and your bills will be paid in a cyclical fashion.

FAQs

- Who can use Galgal?
Any Indian citizen above the age of 18 can get a Galgal Prepaid Card without a bank account.

- How is Galgal different from other neo banks?
We are unique because we do not stress you with just another credit card. And you get to befriend Lemony - a virtual monetary advisor that will always remind you to squeeze the most out of your aggregates. Need we say more?

Galgal offers 100% digital banking service experience. You get a sleek Visa Prepaid Card by Galgal through a strategic partnership with LivQuik Technology (India) Private Limited an RBI-licensed PPI Issuer. Galgal does not hold or claim to hold a banking license. Load money onto your Galgal account easily in app via UPI.

Made with love by team Galgal.

Got suggestions? Reach out to us at [email protected] with ideas, feedback, love, or suggestions on how we can improve the user experience.
We’ll soon be out with new features to make managing your money easier. Keep watching this space for advanced card controls and personalized stress-free advice.